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Rates
effective March 21, 2008
*Rates
are subject to change without notice
APR
= Annual Percentage Rate
APY
= Annual Percentage Yield
**Fees
could reduce earnings
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Accounts |
APR |
APY |
Shares
|
0.500% |
0.501% |
| Escrow |
0.750% |
0.752% |
| Christmas |
0.750% |
0.752% |
| Vacation |
0.750% |
0.752% |
| Special |
1.000% |
1.004% |
| IRA
Savings |
2.010% |
2.020% |
| Money
Market |
| $2,500
- 10,000 |
1.25% |
1.26% |
| $10,000 - $25,999 |
1.49% |
1.50% |
| $25,000
and up |
1.99% |
2.00% |
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Share
Certificates |
APR |
APY |
|
06 Month |
2.50% |
2.50% |
| 12
Month |
2.60% |
2.63% |
| 18
Month |
2.65% |
2.68% |
| 24
Month |
2.70% |
2.73% |
| 30
Month |
2.70% |
2.73% |
| 36
Month |
2.85% |
2.88% |
| 48
Month |
2.90% |
2.93% |
| 60
Month |
3.00% |
3.03% |
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All
share certificates require a $1,000 minimum. |
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IRA
Share Certificates |
APR |
APY |
| 12
Month |
2.72% |
2.75% |
| 24
Month |
2.82% |
2.85% |
| 36
Month |
2.97% |
3.00% |
| 48
Month |
3.02% |
3.05% |
| 60
Month |
3.12% |
3.16% |
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All
IRA certificates require a $500 minimum. |
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LOAN
RATE INFORMATION |
|
Rates
can be as low as the following, based on the empirica score
on your credit report as assigned by the credit bureau.
For additional rate information, contact the credit
union's loan department. The rates listed in the following
table are all fixed rates. |
| |
| Loan
Rates |
|
.
|
Up
to 36
Months |
37
- 48
Months |
49
- 60
Months |
61
- 72
Months |
73
- 84
Months |
|
New
Auto |
|
2007
- 2008 |
5.40% |
5.40% |
5.40% |
6.40% |
7.40% |
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Used
Auto |
|
2004
- 2007 |
5.90% |
5.90% |
5.90%
|
6.90% |
N/A |
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2003
- 1999 |
6.40% |
6.40% |
7.40% |
N/A |
N/A |
10+ years old |
7.90% |
8.90% |
N/A |
N/A |
N/A |
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Sport
Vehicle |
|
2007
- 2008 |
6.90% |
6.90% |
6.90% |
N/A |
N/A |
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2004
- 2006 |
7.40% |
7.40% |
7.40% |
N/A |
N/A |
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2003
- older |
8.40% |
8.40% |
8.40% |
N/A |
N/A |
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Classic
Car |
| |
Contact
Credit Union for
Rate and Term Information |
| Marine Loan |
|
2007
- 2008 |
6.90% |
6.90% |
6.90% |
N/A |
N/A |
2002
- 2006 |
7.40% |
7.40% |
8.40% |
N/A |
N/A |
2001
- older |
9.40% |
9.40% |
10.40% |
N/A |
N/A |
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Unsecured
Closed End |
|
Up
to $10,000
*may require two signatures |
7.90%
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8.90% |
N/A |
. |
Values determined by NADA
Pinnacle Credit Union offers Second Mortgages. Any fees
associated with a Second Mortgage up to $450 will be paid
by the member. The Annual Percentage Rate (APR) is a fixed
rate and can be as low as the following.
| Second
Mortgage |
| Contact
Credit Union for Rates |
Pinnacle Credit Union offers a Home Equity Line of Credit
(HELOC). Any fees associated with a HELOC up to $450 will
be paid by the member. The Annual Percentage Rate (APR)
is variable and cannot increase more than six percentage
points above the initial rate stated below or the maximum
permitted by law, whichever is less.
| Peak
Equity |
| Open
Line of Credit |
Rate based on Prime.
Contact the Credit Union for Current Rate.
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| CALCULATE
A PAYMENT |
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